Bhavartha Ratnakara Part 14: Nirdhana Yogas (Combinations for Poverty) | VedAstro

Bhavartha Ratnakara — Modern Reader's Guide

A modern English guide to the classical Vedic astrology text by Sri Ramanujacharya, translated and annotated by B.V. Raman.

Part 14 of 28

Cosmic representation of Nirdhana-Yogas

Nirdhana Yogas

Combinations For Poverty

Stanza 1
If the lords of the lagna, the 4th and the 9th are in the 8th, the person suffers poverty from his very birth.
Stanza 2
If the lord of the 2nd is in the 12th and the lord of the 12th is in the 2nd, the native always suffers poverty.
Stanza 3
A person becomes bereft of wealth if the lord of the 2nd is in the 12th and the lord of the 12th is in lagna aspected by a maraka planet.
Stanza 4
Poverty is indicated if the lord of the 5th is in the 6th and the lord of the 9th is in the 8th aspected by a maraka planet.
Astrological Analysis of Nirdhana-Yogas

Commentary & Analysis by B.V. Raman

The author now gives four combinations for poverty.

A careful consideration of these combinations suggests that poverty will result by certain malefic dispositions of the lords of the lagna, the 2nd, the 5th and the 9th. Whatever may be the nature of combinations causing poverty or wealth, the strong and powerful disposition of lords will to a certain extent prevent influences resulting in turning the various affairs of the native in the different spheres of his activities. The combinations for poverty mentioned in the above stanzas are:

(1) Lords of the lagna, 4th and 9th should be in the 8th. If all the above three lords are in the 8th, the native will be very poor. By implication, it is meant that if one or two of these lords are in the 8th, the degree of poverty is lessened. There is a lot of difference between a person who is very poor and starving and one who is moderately poor and can at all times satisfy the wants of his stomach. Prof. B. S. Suryanarayana Rao has dealt with the same combination in a masterly way in his Sarvartha Chintamani and the

reader will do well to refer to the English Translation of this famous book.

(2) There must be pravartthana or exchange of places between the 2nd and 12th lords. If the 2nd lord is in the 12th and the 12th lord is in the 2nd, extreme poverty will result. If the 2nd lord is in the 12th but the latter is not in the 2nd, and if the 12th lord is in the 2nd but the latter is not in the 12th, the degree of poverty will vary. These niceties should be carefully noted in making predictions as otherwise one is bound to hit off the mark in his conclusions.

(3) The third combination suggests that poverty is caused by the lord of wealth being in 12th and the 12th lord being in lagna aspected by a Maraka.

This means that if the Maraka does not aspect the lord of 12th in 1, then poverty should not be predicted.

(4) The lord of the 5th in the 6th and the lord of the 9th in the 8th aspected by a Maraka will also result in poverty. If the combination is devoid of the aspect of a Maraka, though much poverty may not result, the native will have to struggle and will not have a smooth financial career. Poverty is held to be the greatest curse by most of the people while the greatest sages have scorned wealth as the greatest obstacle in the way of spiritual realisation.

Favourable disposition of lords of Lagna and the 4th have acted as an antidote for poverty. The native is a middle class man.

In Chart No 20, lord of the 4th and 9th, Kuja (Mars), is in the 8th. Mars is a yoga karaka for Simha Lagna and his situation in the 8th has taken away the value of the horoscope. The native belongs to a respectable family but is immersed in debts. Readers must be able to differentiate between different kinds of poverty. One is born poor and continues to be so throughout life, while another born in the lap of luxury suffers from the pangs of poverty by his extravagant habits and is always bothered by creditors. I am giving the horoscope of a person who occupied a good position as an Engineer but died grovelling in debts. He was worried by his creditors even up to his death bed. The combinations in the following chart (No 21) should be carefully noted and marked. Lord of Lagna, Mercury, is in the 8th; lord of the 2nd, Moon, is in the 12th with Rahu. Lord of 9th, Saturn, is powerfully aspected by the Maraka planet Jupiter. Mars Merc Sun Saturn Jupiter Kethu